Free Home Repair for Low-income Indiana

Free Home Repair Grants Program

The Home Repair Program provides assistance to low-income Indiana residents who are struggling to keep their homes in good condition. The Indiana Housing and Community Development Authority (IHCDA) has launched the Free Home Repair Program, which provides eligible homeowners with up to $5,000 in funding for essential home repairs.

The Indiana Housing and Community Development Authority (IHCDA) offers the Home Repair program to help improve the quality of life for low-income residents. Through this program, homeowners can receive repairs or modifications that address health and safety concerns.

Who is Eligible for Government Home Improvement Grant?

Eligibility for the Home Repair Program:

1. Be a resident of Indiana.
2. Have a household income at or below 80% of the Area Median Income (AMI).
3. Own and occupy your home as your primary residence.
4. Demonstrate a need for repairs or modifications that address health and safety concerns.

Requirements for the Home Repair Program:

1. Submit an application to the IHCDA outlining your need for repairs and what work you would like to have done.
2. Receive a Home Repair Program eligibility determination from IHCDA.
3. Work with a Participating Lender (PL) who will help you apply for financing if needed, and complete the required home inspection and renovation worksheet.
4. If approved for the program, you will be offered the maximum benefit of $5,000 worth of repairs or modifications to your home (which must be completed within six months).

What are the Terms and Conditions of the Home Repair Program?

• The amount of funding available through the program will depend on your home repair needs, as well as the total funds allocated to the program each year.
• You must use a registered contractor for repairs or modifications funded by this program. IHCDA can help you find qualified contractors in your area if needed.
• You should expect that it may take several months from the application date to receive assistance, depending on demand and funding availability each year.

Call Now (818) 651-8166

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Application Process on Free Home Repair for Low-income Indiana

1. Please complete and submit the online application form to apply for the program.
2. You will need to provide information about your household income, as well as copies of your most recent tax returns and proof of homeownership.
3. If you are accepted into the program, you may be asked to provide additional documentation or meet with a representative from IHCDA to discuss your home repair needs.
4. Once approved, you will be able to select a registered contractor from a list of pre-qualified providers in your area.
5. After your repairs or modifications are completed, IHCDA will perform an inspection of the work.

Funds can be used to cover the costs of essential repairs and modifications

• Health and safety concerns, including issues that pose a threat to life and safety, such as electrical or gas leaks
• Energy efficiency upgrades, such as door and window replacements, insulation improvements, and more
• Structural repairs, such as foundation work and roof replacements
• Repairs for plumbing or HVAC systems

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Here are a Few Organizations for Home Repair Assistance Programs

If you are looking for help with home repairs, there are a number of organizations and programs available in Indiana that can assist you. The IHCDA is not the only organization offering home repair assistance to low-income families in Indiana.

1. Single-Family Housing Repair Loans & Grants in Indiana

The U.S. Department of Agriculture (USDA) Rural Development program provides loans and grants to low- and moderate-income homeowners in rural areas for home repair and improvement.

2. Minor Home Repair Grants

The City of Bloomington offers minor home repair grants of up to $5,000 to eligible low-income homeowners in the city limits.

3. U.S. Department of Housing and Urban Development (HUD)

It provides funding for home repair programs through its Community Development Block Grant (CDBG) program.

To apply, you can fill out an online form on the IHCDA website. You will need to provide basic information about yourself and your household, as well as details about your home and its condition.

Are You Qualified for the Low-income House Repair Assistance?

If you think that you might qualify for the Home Repair Program, the first step is to visit IHCDA’s website. You can fill out an online form on the IHCDA website. You will also need to provide basic information about yourself and your household, as well as details about your home and its condition. From there, you will be able to access the program application and find out more about eligibility requirements. If you have any questions about the program or the application process, please contact IHCDA at (317) 232-7777.

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Selling a House that Needs Repairs is Possible

If your home is in need of repairs, you can sell your house for cash to us. ASAP Cash Offer will buy your house fast, no matter what condition it’s in. Whether you’re dealing with major repairs or minor cosmetic issues. So if you’re ready to sell your house fast, get in touch today at (818) 651-8166 and let us offer you a fair price for your home!

Call Now (818) 651-8166

^{Why Sell Your Home to ASAP Cash Offer?}

1. You Pay Zero Fees 
2. Close quickly 7-28 days.
3. Guaranteed Offer, no waiting.
4. No repairs required, sell “AS IS”
5. No appraisals or delays.

Live Chat Now

Frequently Asked Questions